{
  "id": "loan.financial",
  "term": "loan",
  "sense": "financial",
  "pos": "noun",
  "status": "review",
  "level": 17,
  "arena": "loan",
  "domain": "financial",
  "style": null,
  "definition": "a give of money to a person that is agreed to be return during future",
  "folk_gloss": null,
  "emergence": {
    "components": [
      "money.economic",
      "give.transfer",
      "agreement.social",
      "future.temporal",
      "people.social",
      "return.movement",
      "time.dimension"
    ],
    "interaction": "money is given to a person under an agreement that it will be returned in the future",
    "novel_properties": [
      "obligated return of value",
      "temporal extension of exchange",
      "mutual commitment over time"
    ]
  },
  "examples": [
    {
      "text": "The 2008 Troubled Asset Relief Program disbursed $425 billion to stabilize U.S. banks under repayment agreements.",
      "domain": "economics"
    },
    {
      "text": "The Mars Climate Orbiter failed in 1999 because Lockheed Martin used pound-seconds while NASA expected newton-seconds in thruster control software.",
      "domain": "engineering"
    },
    {
      "text": "In 2020, Argentina defaulted on $65 billion in sovereign debt after renegotiation talks with the IMF collapsed.",
      "domain": "institutions"
    }
  ],
  "relations": [
    {
      "id": "agreement.social",
      "note": "is-a",
      "type": "is-a"
    },
    {
      "id": "money.economic",
      "note": "enables",
      "type": "enables"
    }
  ],
  "used_by": [
    "mortgage.financial"
  ],
  "forms": [
    "loan",
    "loaned",
    "loaning",
    "loans"
  ],
  "closed": true,
  "provenance": {
    "author": "openrouter:openai/gpt-oss-120b",
    "date": "2026-07-29",
    "confidence": 0.6,
    "reconciled": {
      "by": "openrouter:qwen/qwen3-235b-a22b-2507",
      "date": "2026-07-31",
      "changed": "components",
      "note": "Added missing constitutive concepts: people.social, return.movement, and time.dimension, as they are essential to the meaning of a financial loan and were already implied in the definition."
    }
  },
  "canonical": "https://emergencemachine.com/tools/lexicon/what-is-the-meaning-of-loan.financial"
}